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⚠ Attention: Retirees Who Want Growth - Without Market Stress

America's Highest Guaranteed Growth Rate Is Hiding in Plain Sight

How Savvy Retirees Are Growing Their Accounts — Without Ever Watching It Go Backwards

Presented by: The Retirement Growth Plan™

Happy retired couple reviewing their investment plan
You are qualified. 10.5%
A+
AM Best
As of 1/2026
A+
S&P
As of 1/2026
A+
Fitch
As of 1/2026
A1
Moody's
As of 1/2026
$808B
In Assets
Under management
Robert M. headshot

"I lost $40,000 in my 401(k) and couldn't sleep for months. Now my principal is protected — I get growth without the fear of watching it disappear."

Robert M.

68 yo | Ohio

Linda S. headshot

"I was tired of checking my account every day, hoping the market didn't crash. Now I don't worry. It grows, and it can't go backwards."

Linda S.

66 yo | North Carolina

Reading Time: 2 minutesPosted: February 2026

Dear Fellow Retiree,

Here's the truth...

You didn't end up on this page because everything is fine.

You're reading this because something about your savings — where it's sitting, what it's earning, or what could happen to it — is bothering you.

And it's probably because of one of these three reasons:

1. The Fear of Losing What You've Built

If the market dropped 40%, what would happen to you?

Would you lose $50,000… $100,000… or more?

You don't have 15 years to "wait it out".

You're not just building anymore —

You're protecting.

And one bad year could change everything.

2. The Frustration of Low Returns

Your savings account is paying you 0.38%.

Inflation is running 3%, 4%, sometimes higher.

That gap is silent — but brutal.

On $200,000, that's THOUSANDS of dollars a year quietly disappearing.

CDs aren't the answer either.

You're not winning with them.

You're just bleeding slower.

3. The Exhaustion of Managing It All

You've done this long enough.

Watching markets. Reading headlines. Second-guessing decisions.

It's tiring.

You don't want to manage money anymore.

You want one part of your finances that just works.

No stress. No guessing. No surprises.

Something stable. Something predictable.

Something you don't have to babysit.

Sound familiar?

But what if there was a way to grow your savings AND guarantee it never goes backwards?

The Solution

Introducing the Retirement Growth Plan (RGP)

This isn't a savings account. It's not a CD. And it's not tied to the stock market.

The Retirement Growth Plan is a financial contract backed by A-rated institutions — the same ones trusted by pension funds, endowments, and Fortune 500 corporations.

They manage over $808 billion in assets.

For years, strategies like this weren't easily available to everyday retirees.

Now, they are.

How is the RGP Different From Other Safe Money Solutions?

There are so many places to park your safe money...

But there's only one that provides you with a true all-in-one solution...

Feature CDs Retirement Growth Plan (RGP)
First-Year Rate 0.38% – 4.5%(teaser rates that drop) 10.5%–14% Guaranteed
Can You Lose Money? In the market, yes. In savings, inflation eats you alive. 0% floor — can never go backwards
Annual Fees Advisors charge 1–2%/yr $0 — zero annual fees, ever
Tax Treatment Taxed every year on interest/gains Tax-deferred growth
Death Benefit / Legacy Whatever's left in the account Enhanced death benefit options

What's The Catch?

  1. You can't set it up yourself - you must speak to a Licensed Growth Plan Advisor to set this type of account up
  2. Rates can change - before you lock in your account, rates can change.

Quick Math Check

Say you started out with $100,000...

What kind of returns would you get after 7 years in the most common safe-money vehicles?

Period Potential Earnings
RGP 7 years $160,578 ↑
Top online HYSA 7 years $136,086 ↓
Money-Market Fund 7 years $104,203 ↓
National Avg. Savings 7 years $102,690 ↓

Who Is the Retirement Growth Plan For?

The Retirement Growth Plan is best for three types of retirees...

🛡️

The Protector

"I can't afford to lose this."

You've built your nest egg over 30, 40, maybe 50 years. You want growth — but not at the risk of losing what you've already saved.

😓

The Exhausted

"I'm tired of watching it go up and down."

You're done babysitting your portfolio. You want one piece of your financial life that just runs — without the stress.

👨‍👩‍👧

The Legacy Builder

"I want to leave something for my kids."

You want to know that no matter what the market does, your family will have something when you're gone.

What Is A Licensed Growth Plan Advisor?

A Licensed Growth Plan Advisor has earned a special license required by your state...

This is often different from your typical financial advisor.

And allows them to be certified as a Licensed Growth Plan Advisor.

⚖️

Traditional Advisor

Earns 1–2% of your assets every year, whether you're up or down. Incentivized to keep you invested in the market.

🛡️

Growth Plan Advisor

Compensated by the issuing financial institution — not from your account. Zero annual fees to you. Incentivized to find the best contract for your situation, not the most expensive one.

US Map showing licensed advisors in all 50 states

Licensed Advisors available in all 50 states

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Take The 30-Second Pre-Qualification Survey

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